Gold and Silver FAQ

Some gold and silver products are best for wealth protection, while others are better for collecting or gifting. Your Colonial Metals Group Portfolio Manager can explain the nuances and help you select the right mix for your unique needs and goals. 

The amount of precious metals you choose to own is a personal decision based on your unique financial situation and retirement goals. We can help you determine the optimal amount to diversify without overextending your resources. 

First, you’ll fund your account by check or wire transfer. Next, your dedicated account manager will help you select the best metals for your goals. After your purchase is complete, we’ll deliver your fully insured metals in discreet packaging, signature required for added security. 

Your metals are shipped through FedEx or USPS Registered and Insured services. Both require your signature upon delivery. Depending on your location, most orders arrive within 10 days of your cleared payment. For purchases over $500,000 we can arrange alternate secure delivery methods.

If you take your precious metals via direct delivery (outside of an IRA), you can store your insured metals in a bank safe deposit box, at home in a safe, a secret hiding place, or at a precious metals depository fully insured, at an account under your name. If you open a Gold IRA, your metals will be stored at an IRS-approved depository with insurance coverage included. For more information, please see our storage options page. 

Most financial advisers don’t sell gold and silver. And those who do have very limited options because precious metals are not their line of business. At Colonial Metals Group, helping American’s diversify and protect their life’s work with precious metals is our only line of business. We offer every type of precious metal, and our experts will help you select the right metals for your needs so you can diversify with confidence.   

We source our coins exclusively from top government mints worldwide that guarantee the authenticity and weight of each coin. And for your added peace of mind, our client agreement includes a signed, no-questions-asked replacement guarantee.  

Prices for all assets fluctuate in the short term. But viewing the historical prices of gold and silver reveals their overall steady rise to record highs. 

We encourage our clients to hold their metals for at least 3–5 years. This gives your investment room to hedge against economic uncertainty and inflation over time. That said, we offer ongoing support and insights so you can make informed decisions as your needs evolve. 

While no precious metals company is legally permitted to guarantee repurchases, we believe Colonial Metals Group has the best buy-back policy in the industry, and we have always repurchased coins from our clients.